A/R Factoring
While we committed to providing our clients with the rapid funding they need, we also set our sites on
the long-term success of their companies. That is why we focus on the relationships we develop with
our clients, in addition to the transactions we help them conduct. We understand that every client, every
situation and every loan are different, and we tailor our brokerage services and solutions accordingly. As
creative, innovative problem-solvers, we offer the flexibility and responsiveness to craft solutions that
reflect not only immediate needs, but the company's history and potential. Each client receives our
utmost respect and attention, and we work hard to earn and keep our clients confidence. Ultimately, we
want to accomplish for you what we have achieved for the vast majority of our clients: to assist
companies create and sustain competitive edge.

We are in the business to help companies survive and grow. We currently cater to all sized
businesses from $10,000 to $250 million. We specialize in helping our business clients leverage
their company assets, including accounts receivable, equipment and inventory, to secure working
capital. One of the advantages of working with us is that we are able to select and match a direct
lender to your needs. We will always provide you with several direct lenders to choose from and
assist and guide you through the legalese. To request more information please contact us.
What is Factoring?
Factoring is the time honored and increasingly utilized financial tool that speeds up the cash flow a company has
available. To do this, factors purchase your credit-worthy accounts receivable at a small discount and convert your
invoices (sales) into immediate cash. Partnering with a factoring company can relieve the working capital problem that
slow paying customers create
Top 10 Reasons to Factor
1. CASH IN AS LITTLE AS 24 HOURS
Factoring provides you with the ability to meet your CASH FLOW NEEDS IMMEDIATELY!
2. NO DEBT CREATED
Loans require collateral limited by your hard assets. Factoring is NOT a loan, so there is no debt to repay. A factoring
company purchases your invoices at a discount. This enhances the financial ratios often used to determine your credit
worthiness in obtaining other types of financing. Your balance sheet is more attractive and your financial position is
strengthened.
3. HIGH ADVANCE RATE
Our participating factors provide Higher Advance Rates which means you factor fewer invoices to meet your cash flow
needs, which also means YOU WILL SAVE MONEY!
4. EXPAND YOUR BUSINESS
Working capital grows as your sales grow.
5. PROFESSIONAL COLLECTIONS
Factors handle collections in a professional manner. Factors are not collection agencies. They understand the
importance of business relationships and treat each debtor as though it is your best customer. Factoring companies
SPEED the collection of invoices and reduce your collection cost. You can eliminate the overhead cost associated with
having someone internally handling collections.
6. INVOICE PROCESSING
You can greatly reduce your cost of processing invoices because factors can handle much of the work.
7. ENHANCE YOUR CREDIT
Once you begin factoring, the increased cash flow will provide the liquidity to pay your vendors on time. Making timely
payments to vendors positively affects your credit rating and allows you to obtain credit from other vendors and
financial institutions.
8. INCREASED PRODUCTIVITY
Business owners often spend more than half of their time on duties they do not find productive, such as collections,
administration, bookkeeping, warding off creditors and searching for additional capital. Factoring helps eliminate this
wasted time.
9. REDUCE ACCOUNTING COST
You will receive information regarding outstanding and paid accounts on a daily, weekly, and monthly basis.
10. NO LOSS OF BUSINESS EQUITY
Ownership percentages remain unchanged with a factoring arrangement (unlike considering bringing in new partners
with capital)
